Utkarsh Small Finance Bank (BOM:543942) Debt-to-Equity : 0.67 (As of Mar. 2024)

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What is Utkarsh Small Finance Bank Debt-to-Equity?

Utkarsh Small Finance Bank's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ₹0 Mil. Utkarsh Small Finance Bank's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2024 was ₹19,951 Mil. Utkarsh Small Finance Bank's Total Stockholders Equity for the quarter that ended in Mar. 2024 was ₹29,732 Mil. Utkarsh Small Finance Bank's debt to equity for the quarter that ended in Mar. 2024 was 0.67.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Utkarsh Small Finance Bank's Debt-to-Equity or its related term are showing as below:

BOM:543942' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.67 Med: 1.34 Max: 1.87
Current: 0.67

During the past 4 years, the highest Debt-to-Equity Ratio of Utkarsh Small Finance Bank was 1.87. The lowest was 0.67. And the median was 1.34.

BOM:543942's Debt-to-Equity is ranked worse than
50.61% of 1391 companies
in the Banks industry
Industry Median: 0.65 vs BOM:543942: 0.67

Utkarsh Small Finance Bank Debt-to-Equity Historical Data

The historical data trend for Utkarsh Small Finance Bank's Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Utkarsh Small Finance Bank Debt-to-Equity Chart

Utkarsh Small Finance Bank Annual Data

Trend

Mar21

Mar22

Mar23

Mar24

Debt-to-Equity

1.87

1.51

1.17

0.67

Utkarsh Small Finance Bank Quarterly Data
	Mar21	Mar22	Sep22	Dec22	Mar23	Sep23	Dec23	Mar24
Debt-to-Equity	Get a 7-Day Free Trial			N/A	1.17	0.71	N/A	0.67

Competitive Comparison of Utkarsh Small Finance Bank's Debt-to-Equity

For the Banks - Regional subindustry, Utkarsh Small Finance Bank's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Utkarsh Small Finance Bank's Debt-to-Equity Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Utkarsh Small Finance Bank's Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Utkarsh Small Finance Bank's Debt-to-Equity falls into.

Utkarsh Small Finance Bank Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Utkarsh Small Finance Bank's Debt to Equity Ratio for the fiscal year that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	19950.808)	/	29731.883
	=	0.67

Utkarsh Small Finance Bank's Debt to Equity Ratio for the quarter that ended in Mar. 2024 is calculated as

Debt to Equity	=	Total Debt			/	Total Stockholders Equity
	=	(Short-Term Debt & Capital Lease Obligation	+	Long-Term Debt & Capital Lease Obligation)	/	Total Stockholders Equity
	=	(0	+	19950.808)	/	29731.883
	=	0.67

Utkarsh Small Finance Bank (BOM:543942) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.

Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.

Utkarsh Small Finance Bank Debt-to-Equity Related Terms

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Utkarsh Small Finance Bank (BOM:543942) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Utkarsh Small Finance Bank Ltd (BOM:543942) » Definitions » Debt-to-Equity

Traded in Other Exchanges

UTKARSHBNK:India

Address

NH – 31 (Airport Road), Utkarsh Tower, Sehmalpur, Kazi Sarai, Harhua, Varanasi, UP, IND, 221105

Website

https://www.utkarsh.bank

Utkarsh Small Finance Bank Ltd is an SFB in India. It offers a range of financial products and services that address the specific requirements of our customer segments while assessing factors including income profile and the type of security available. its asset products include Microbanking loans, retail loans, wholesale lending, housing loans, commercial vehicle/construction equipment loans, and gold loans. On the liabilities side, the company offer savings accounts, current accounts, and a variety of term and recurring deposit accounts. It also provides non-credit offerings comprising ATM-cum-debit cards, and bill payment systems and distributes third-party point-of-sales terminals, mutual funds, and insurance products.

Utkarsh Small Finance Bank (BOM:543942) Headlines

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