Qualicorp Consultoria e Corretora de Seguros SA provides insurance brokerage, consulting and management services, and holds equity interests in other companies. The company operates through its subsidiaries in segments that include private health plans, the sale and management of other health insurance and supplementary services, medical billing, insurance brokerage, authorization of client access to the health plan's network, and specialized care management services.

Financial Strength

5/10

Name	Current	Vs Industry
Cash-To-Debt	0.54
Equity-to-Asset	0.28
Debt-to-Equity	1.76
Debt-to-EBITDA	3.23
Interest Coverage	1.26
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.72	Distress Grey Safe
Beneish M-Score	-3	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-4.3
	3-Year EBITDA Growth Rate	-10.3
	3-Year EPS without NRI Growth Rate	-60.9
	3-Year FCF Growth Rate	-22.3
	3-Year Book Growth Rate	-8.5
	Future 3-5Y Total Revenue Growth Rate	-4.52

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	40.49
	9-Day RSI	46.52
	14-Day RSI	44.78
	6-1 Month Momentum %	-48.87
	12-1 Month Momentum %	-64.09

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.24
	Quick Ratio	1.24
	Cash Ratio	0.93
	Days Inventory	29.4
	Days Sales Outstanding	50.56
	Days Payable	0.68

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	4.85
	Dividend Payout Ratio	0.59
	3-Year Dividend Growth Rate	-23.1
	Forward Dividend Yield %	4.85
	5-Year Yield-on-Cost %	0.71
	3-Year Average Share Buyback Ratio	0.5
	Shareholder Yield %	9.53

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	78.92
	Operating Margin %	23.64
	Net Margin %	-4.71
	FCF Margin %	14.23
	ROE %	-6.17
	ROA %	-1.8
	ROIC %	7.07
	ROC (Joel Greenblatt) %	322.28
	ROCE %	6.18
	Years of Profitability over Past 10-Year	9

GF Value Rank

2/10

	Name	Current	Vs Industry		Vs History
	PE Ratio without NRI	12.07
	Shiller PE Ratio	1.32
	Price-to-Owner-Earnings	4.64
	PS Ratio	0.26
	PB Ratio	0.36
	Price-to-Free-Cash-Flow	1.82
	Price-to-Operating-Cash-Flow	0.91
	EV-to-EBIT	6.81
	EV-to-Forward-EBIT	5.15
	EV-to-EBITDA	2.13
	EV-to-Forward-EBITDA	2.58
	EV-to-Revenue	0.84
	EV-to-Forward-Revenue	1.2
	EV-to-FCF	5.92
	Price-to-Projected-FCF	0.11
	Price-to-Median-PS-Value	0.08
	Earnings Yield (Greenblatt) %	14.68
	FCF Yield %	54.69
	Forward Rate of Return (Yacktman) %	62.38

Financials

Annual Quarterly TTM

BSP:QUAL3's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Peter Lynch Chart

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Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Qualicorp Consultoria E Corretora De Seguros SA Executives

Details

GF Value: R$8.48

BSP:QUAL3

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with QUAL3. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	1,749.906
	EPS (TTM) (R$)	-0.295
	Beta	1.48
	Volatility %	56.97
	14-Day RSI	44.78
	14-Day ATR (R$)	0.101842
	20-Day SMA (R$)	1.585
	12-1 Month Momentum %	-64.09
	52-Week Range (R$)	1.34 - 5.29
	Shares Outstanding (Mil)	279.25

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	4
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Qualicorp Consultoria E Corretora De Seguros SA Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Qualicorp Consultoria E Corretora De Seguros SA Stock Events

Financials Calendars

	Event	Date	Price(R$)
No Event Data

Qualicorp Consultoria E Corretora De Seguros SA Frequently Asked Questions

What is Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3)'s stock price today?

The current price of BSP:QUAL3 is R$1.63. The 52 week high of BSP:QUAL3 is R$5.29 and 52 week low is R$1.34.

When is next earnings date of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3)?

The next earnings date of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) is .

Does Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) pay dividends? If so, how much?

The Dividend Yield % of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) is 4.85% (As of Today), Highest Dividend Payout Ratio of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) was 2.09. The lowest was 0.1. And the median was 0.84. The Forward Dividend Yield % of Qualicorp Consultoria E Corretora De Seguros SA(BSP:QUAL3) is 4.85%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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