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NMI Holdings (NMI Holdings) Profitability Rank

: 7 (As of Dec. 2023)
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NMI Holdings has the Profitability Rank of 7.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

NMI Holdings's Operating Margin % for the quarter that ended in Dec. 2023 was 0.00%. As of today, NMI Holdings's Piotroski F-Score is 8.


Competitive Comparison

For the Insurance - Specialty subindustry, NMI Holdings's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


NMI Holdings Profitability Rank Distribution

For the Insurance industry and Financial Services sector, NMI Holdings's Profitability Rank distribution charts can be found below:

* The bar in red indicates where NMI Holdings's Profitability Rank falls into.



NMI Holdings Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

NMI Holdings has the Profitability Rank of 7.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

NMI Holdings's Operating Margin % for the quarter that ended in Dec. 2023 is calculated as:

Operating Margin %=Operating Income (Q: Dec. 2023 ) / Revenue (Q: Dec. 2023 )
=0 / 151.38
=0.00 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Good Sign:

Piotroski F-Score is 8, indicates a very healthy situation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

NMI Holdings has an F-score of 8. It is a good or high score, which usually indicates a very healthy situation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

4. Consistency of the profitability

5. Predictability Rank


NMI Holdings Profitability Rank Related Terms

Thank you for viewing the detailed overview of NMI Holdings's Profitability Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


NMI Holdings (NMI Holdings) Business Description

Traded in Other Exchanges
N/A
Address
2100 Powell Street, Emeryville, CA, USA, 94608
NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders.
Executives
Bradley M Shuster director, officer: President and CEO 2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608
James G Jones director C/O NMI HOLDINGS, INC., 2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608
Robert Owen Smith officer: EVP, Chief Risk Officer 2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608
John C Erickson director 1515 WEST 190TH STREET, SUITE 275, GARDENA CA 90248
Michael Curry Montgomery director C/O NMI HOLDINGS, INC., 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Mohammad Nawaz Yousaf officer: EVP, Operations & Info. Tech. 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Nicholas Daniel Realmuto officer: VP, Controller 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Patrick L Mathis officer: EVP, Chief Risk Officer C/O NMI HOLDINGS, INC., 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Norman Peter Fitzgerald officer: EVP, Chief Sales Officer 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Ravi Mallela officer: Chief Financial Officer C/O NMI HOLDINGS, INC. (NATIONAL MI), 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Julie Norberg officer: Vice President, Controller 2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608
William J Leatherberry officer: EVP, General Counsel 2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608
Claudia J Merkle officer: EVP, Chief Insurance Officer C/O NMI HOLDINGS, INC., 2100 POWELL ST., 12TH FLOOR, EMERYVILLE CA 94608
Priya Cherian Huskins director 600 LA TERRAZA BOULEVARD, ESCONDIDO CA 92025
Adam Pollitzer officer: EVP, Chief Financial Officer 2100 POWELL STREET, 12TH FLOOR, EMERYVILLE CA 94608