GURUFOCUS.COM » STOCK LIST » Financial Services » Insurance » Donegal Group Inc (NAS:DGICA) » Definitions » GF Value Rank
中文

Donegal Group (Donegal Group) GF Value Rank

: 7 (As of Today)
View and export this data going back to 2001. Start your Free Trial

Donegal Group has the GF Value Rank of 7.

The GF Value Rank is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Competitive Comparison

For the Insurance - Property & Casualty subindustry, Donegal Group's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Donegal Group GF Value Rank Distribution

For the Insurance industry and Financial Services sector, Donegal Group's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Donegal Group's GF Value Rank falls into.



Donegal Group GF Value Rank Related Terms

Thank you for viewing the detailed overview of Donegal Group's GF Value Rank provided by GuruFocus.com. Please click on the following links to see related term pages.


Donegal Group (Donegal Group) Business Description

Traded in Other Exchanges
Address
1195 River Road, P.O. Box 302, Marietta, PA, USA, 17547-0302
Donegal Group Inc is an insurance holding company that offers personal and commercial lines of property and casualty insurance to businesses and individuals. The company's reportable segments are its Investment function, Personal lines of insurance, Commercial lines of insurance. Personal lines products consist primarily of homeowners and private passenger automobile policies. The Commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers' compensation policies. The group primarily operates in the United States.
Executives
Donegal Mutual Insurance Co 10 percent owner 1195 RIVER ROAD, MARIETTA PA 17547
Long Robert Richard Jr officer: Sr.VP, General Counsel 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
William Daniel Delamater officer: Senior Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Sanjay Pandey officer: Sr. VP & Chief Info Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Christina Marie Hoffman officer: Sr. VP & Chief Risk Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Vincent Anthony Viozzi officer: Sr. VP & Chief Inv Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Scott Andrew Berlucchi director 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Jon Marshall Mahan director 1195 RIVER ROAD, MARIETTA PA 17547
Wampler Richard D Ii director 1195 RIVER ROAD, MARIETTA PA 17547
Kevin Gerard Burke director, officer: President & Chief Exec Officer 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547
Moore Sewell Trezevant Jr director LUMINENT MORTGAGE CAPITAL INC, 909 MONTGOMERY STREET SUITE 500, SAN FRANCISCO CA 94133
Jeffrey Dean Miller officer: EVP & Chief Financial Officer 1195 RIVER ROAD, MARIETTA PA 17547
Jack Lee Hess director 1195 RIVER ROAD, MARIETTA PA 17547
Daniel J Wagner officer: Treasurer 1195 RIVER ROAD, MARIETTA PA 17547
David Wayne Sponic officer: Senior Vice President 1195 RIVER ROAD, P.O. BOX 302, MARIETTA PA 17547

Donegal Group (Donegal Group) Headlines