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Horace Mann Educators (Horace Mann Educators) Price-to-Free-Cash-Flow

: 4.66 (As of Today)
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As of today (2024-04-16), Horace Mann Educators's share price is $34.01. Horace Mann Educators's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 was $7.30. Hence, Horace Mann Educators's Price-to-Free-Cash-Flow Ratio for today is 4.66.

The historical rank and industry rank for Horace Mann Educators's Price-to-Free-Cash-Flow or its related term are showing as below:

HMN' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.55   Med: 6.91   Max: 18.68
Current: 4.66

During the past 13 years, Horace Mann Educators's highest Price-to-Free-Cash-Flow Ratio was 18.68. The lowest was 4.55. And the median was 6.91.

HMN's Price-to-Free-Cash-Flow is ranked better than
73.1% of 342 companies
in the Insurance industry
Industry Median: 8.735 vs HMN: 4.66

Horace Mann Educators's Free Cash Flow per Share for the three months ended in Dec. 2023 was $2.49. Its Free Cash Flow per Share for the trailing twelve months (TTM) ended in was $7.30.

During the past 12 months, the average Free Cash Flow per Share Growth Rate of Horace Mann Educators was 77.80% per year. During the past 3 years, the average Free Cash Flow per Share Growth Rate was 5.70% per year. During the past 5 years, the average Free Cash Flow per Share Growth Rate was 8.20% per year. During the past 10 years, the average Free Cash Flow per Share Growth Rate was 0.60% per year.

During the past 13 years, Horace Mann Educators's highest 3-Year average Free Cash Flow per Share Growth Rate was 33.80% per year. The lowest was -44.60% per year. And the median was 1.05% per year.


Horace Mann Educators Price-to-Free-Cash-Flow Historical Data

The historical data trend for Horace Mann Educators's Price-to-Free-Cash-Flow can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Horace Mann Educators Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Price-to-Free-Cash-Flow
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.34 6.80 7.97 9.11 4.48

Horace Mann Educators Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Price-to-Free-Cash-Flow Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 9.11 8.55 5.01 4.77 4.48

Competitive Comparison

For the Insurance - Property & Casualty subindustry, Horace Mann Educators's Price-to-Free-Cash-Flow, along with its competitors' market caps and Price-to-Free-Cash-Flow data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Horace Mann Educators Price-to-Free-Cash-Flow Distribution

For the Insurance industry and Financial Services sector, Horace Mann Educators's Price-to-Free-Cash-Flow distribution charts can be found below:

* The bar in red indicates where Horace Mann Educators's Price-to-Free-Cash-Flow falls into.



Horace Mann Educators Price-to-Free-Cash-Flow Calculation

Horace Mann Educators's Price-to-Free-Cash-Flow ratio for today is calculated as

Price-to-Free-Cash-Flow Ratio=Share Price/ Free Cash Flow per Share (TTM)
=34.01/7.297
=4.66

Horace Mann Educators's Share Price of today is $34.01.
Horace Mann Educators's Free Cash Flow per Share for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.30.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

Price-to-Free-Cash-Flow Ratio=Market Cap/Free Cash Flow

Horace Mann Educators  (NYSE:HMN) Price-to-Free-Cash-Flow Explanation

Free Cash Flow is considered more important than earnings by value investors. The reason is because, in principle, only the net cash that can be taken from the business belongs to shareholders. This Free Cash Flow can be used to grow the business, reduce debt or return to shareholders in dividends or share buybacks.

In a DCF Calculation Free Cash Flow is used to determine the intrinsic value of companies.


Be Aware

In real business, Free Cash Flow can be affected by the change in accounts receivable, accounts payable, management's decision on expansion, etc. Therefore, investors should look at the Free Cash Flow over the longer term. Long-term average of Free Cash Flow is a more reliable indicator for real free cash flow.


Horace Mann Educators Price-to-Free-Cash-Flow Related Terms

Thank you for viewing the detailed overview of Horace Mann Educators's Price-to-Free-Cash-Flow provided by GuruFocus.com. Please click on the following links to see related term pages.


Horace Mann Educators (Horace Mann Educators) Business Description

Traded in Other Exchanges
N/A
Address
1 Horace Mann Plaza, Springfield, IL, USA, 62715-0001
Horace Mann Educators Corp is a diversified insurance holding company that markets and underwrites personal lines of property and casualty insurance, retirement annuities, and life insurance. The company's property and casualty operations focus on automobile and homeowner insurance, while the retirement annuities are 403(b) tax-qualified products. Horace Mann Educators markets its products to kindergarten through 12th-grade teachers, administrators, and other employees of public schools and their families. The company uses several former teachers in its salesforce. Its segments include Property and Casualty, Supplemental & Group Benefits, Life & Retirement and Corporate and Other.
Executives
Beverley J. Mcclure director C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Victor Fetter director 4828 PARKWAY PLAZA, CHARLOTTE NC 28217
Aaliyah A Samuel director C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Michael Weckenbrock officer: Senior Vice President C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Stephen J Mcanena officer: EVP & Chief Operating Officer C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Matthew P. Sharpe officer: Executive Vice President 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Thomas A Bradley director 199 WATER STREET, 24TH FLOOR, NEW YORK NY 10038
Kimberly A Johnson officer: Vice President & Controller C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Robert Stricker director C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Marita Zuraitis director, officer: President & CEO THE HANOVER INSURANCE GROUP, INC., 440 LINCOLN STREET, WORCESTER MA 01653
Elaine A Sarsynski director 312 FARMINGTON AVE, FARMINGTON CT 06032
Derik Tyson Sanders officer: Vice President C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Stephanie A Fulks officer: Senior Vice President C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Timothy A Darley officer: Senior Vice President C/O HORACE MANN EDUCATORS CORPORATION, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715
Bret A Conklin officer: SVP & Controller C/O HORACE MANN EDUCATORS CORP, 1 HORACE MANN PLAZA, SPRINGFIELD IL 62715