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Unum Group (Unum Group) PB Ratio

: 1.00 (As of Today)
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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2024-04-18), Unum Group's share price is $50.16. Unum Group's Book Value per Share for the quarter that ended in Dec. 2023 was $49.91. Hence, Unum Group's PB Ratio of today is 1.00.

The historical rank and industry rank for Unum Group's PB Ratio or its related term are showing as below:

UNM' s PB Ratio Range Over the Past 10 Years
Min: 0.22   Med: 0.91   Max: 1.37
Current: 1.01

During the past 13 years, Unum Group's highest PB Ratio was 1.37. The lowest was 0.22. And the median was 0.91.

UNM's PB Ratio is ranked better than
62.76% of 486 companies
in the Insurance industry
Industry Median: 1.195 vs UNM: 1.01

During the past 12 months, Unum Group's average Book Value Per Share Growth Rate was 13.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was -2.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 2.40% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 4.80% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Unum Group was 143.30% per year. The lowest was -18.50% per year. And the median was 7.10% per year.

Back to Basics: PB Ratio


Unum Group PB Ratio Historical Data

The historical data trend for Unum Group's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Unum Group Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PB Ratio
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.59 0.43 0.44 0.93 0.91

Unum Group Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
PB Ratio Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.93 0.84 1.01 1.00 0.91

Competitive Comparison

For the Insurance - Life subindustry, Unum Group's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Unum Group PB Ratio Distribution

For the Insurance industry and Financial Services sector, Unum Group's PB Ratio distribution charts can be found below:

* The bar in red indicates where Unum Group's PB Ratio falls into.



Unum Group PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Unum Group's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2023)
=50.16/49.911
=1.00

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Unum Group  (NYSE:UNM) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Unum Group PB Ratio Related Terms

Thank you for viewing the detailed overview of Unum Group's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Unum Group (Unum Group) Business Description

Traded in Other Exchanges
Address
1 Fountain Square, Chattanooga, TN, USA, 37402
Unum Group is a provider of group and individual income protection insurance products in the United States, the United Kingdom, Poland, and other countries. It is the largest domestic disability insurer, with the majority of premiums generated from employer plans. The company also offers a complementary portfolio of other insurance products, including long-term care insurance, life insurance, and employer- and employee-paid group benefits. It has the following operating business segments: Unum US, Unum International, and Colonial Life. The majority of the revenue is earned from the Unum US segment. The firm markets its products primarily through brokers.
Executives
Puneet Bhasin officer: Chief Info & Digital Officer 1001 FANNIN, SUITE 4000, HOUSTON TX 77002
Christopher W Pyne officer: EVP, Group Benefits 1 FOUNTAIN SQUARE, LAW DEPT. (7N200), CHATTANOOGA TN 37402
Timothy Gerald Arnold officer: EVP, President & CEO, Colonial 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Mojgan M Lefebvre director 385 WASHINGTON STREET, ST. PAUL MN 55102
Rice Walter Lynn Jr officer: SVP, Chief Accounting Officer 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402-1307
Michael Q Simonds officer: EVP, President & CEO, Unum US 1 FOUNTAIN SQUARE, LAW DEPT. (7S730), CHATTANOOGA TN 37402
Gloria C Larson director UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Lisa G Iglesias officer: EVP, General Counsel 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Richard P Mckenney officer: Executive Vice President UNUM GROUP, 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Cherie Pashley officer: SVP, Chief Accounting Officer 1 FOUNTAIN SQUARE, LAW DEPT. 7N200, CHATTANOOGA TN 37402
Gale V. King director 123 SOUTH FRONT STREET, MEMPHIS TN 38103
Francis Shammo director 1 FOUNTAIN SQUARE, CHATTANOOGA TN 37402
Timothy F Keaney director 1 FOUNTAIN SQUARE, LAW DEPT. 7S730, CHATTANOOGA TN 37402
Mark Paul Till officer: EVP & CEO Designate, Unum Intl 1 FOUNTAIN SQUARE, LAW DEPARTMENT (E7N200), CHATTANOOGA TN 37402
Martha Leiper officer: EVP, Chief Investment Officer 9800 FREDERICKSBURG ROAD, SAN ANTONIO TX 78288