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PCB Bancorp (PCB Bancorp) Peter Lynch Fair Value

: $17.77 (As of Today)
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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, PCB Bancorp's PEG is 1. PCB Bancorp's 5-Year TTM Book Value Growth Rate is 8.38. PCB Bancorp's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $2.12. Therefore, the Peter Lynch Fair Value for today is $17.77.

As of today (2024-04-20), PCB Bancorp's share price is $15.29. PCB Bancorp's Peter Lynch fair value is $17.77. Therefore, PCB Bancorp's Price to Peter Lynch Fair Value Ratio for today is 0.86.


The historical rank and industry rank for PCB Bancorp's Peter Lynch Fair Value or its related term are showing as below:

PCB' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.7   Med: 0.85   Max: 0.85
Current: 0.7


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of PCB Bancorp was 0.85. The lowest was 0.70. And the median was 0.85.


PCB's Price-to-Peter-Lynch-Fair-Value is ranked better than
63.26% of 694 companies
in the Banks industry
Industry Median: 0.865 vs PCB: 0.70

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


PCB Bancorp Peter Lynch Fair Value Historical Data

The historical data trend for PCB Bancorp's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

PCB Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Peter Lynch Fair Value
Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - - - 21.75

PCB Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Peter Lynch Fair Value Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - - 25.89 24.03 21.75

Competitive Comparison

For the Banks - Regional subindustry, PCB Bancorp's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PCB Bancorp Price-to-Peter-Lynch-Fair-Value Distribution

For the Banks industry and Financial Services sector, PCB Bancorp's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where PCB Bancorp's Price-to-Peter-Lynch-Fair-Value falls into.



PCB Bancorp Peter Lynch Fair Value Calculation

PCB Bancorp's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 8.38 *2.12
=17.77

PCB Bancorp's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $2.12.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.


PCB Bancorp  (NAS:PCB) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 8.38 instead of 15 in this case.

PCB Bancorp's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=15.29/17.77
=0.86

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PCB Bancorp Peter Lynch Fair Value Related Terms

Thank you for viewing the detailed overview of PCB Bancorp's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.


PCB Bancorp (PCB Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, USA, 90010
PCB Bancorp is a bank holding company, which engages in the provision of consumer and commercial banking services. The bank provides personal and business checking accounts and savings accounts services. It offers a broad range of loan, deposit, and other products and services. Also, it provides a broad range of loans along with deposit products focused on individuals, professionals, and small-to-medium sized businesses. The bank's E-banking services comprise online banking, mobile banking, and cash management.
Executives
Sang Young Lee director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Mimi Lee officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Haeyoung Cho director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Sarah Jun other: Director of Subsidiary 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Justin Chon officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
David W. Kim officer: EVP & CHIEF BANKING OFFICER 3701 WILSHIRE BOULEVARD., SUITE 900, LOS ANGELES CA 90010
Janice Chung director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Daniel Cho other: Director of Subsidiary 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Michael A. Kwon officer: SVP & CHIEF TECHNOLOGY OFFICER 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Henry Kim director, officer: President, CEO and Director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Don Rhee director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
John Ju officer: See Remarks 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Suk Won Youn director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Kwang Jin Chung director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010
Hong Kyun Park director 3701 WILSHIRE BOULEVARD, SUITE 900, LOS ANGELES CA 90010

PCB Bancorp (PCB Bancorp) Headlines

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