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Provident Bancorp (Provident Bancorp) EV-to-FCF

: 6.09 (As of Today)
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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Provident Bancorp's Enterprise Value is $31.75 Mil. Provident Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 was $5.21 Mil. Therefore, Provident Bancorp's EV-to-FCF for today is 6.09.

The historical rank and industry rank for Provident Bancorp's EV-to-FCF or its related term are showing as below:

PVBC' s EV-to-FCF Range Over the Past 10 Years
Min: -33.36   Med: 17   Max: 83.3
Current: 5.14

During the past 11 years, the highest EV-to-FCF of Provident Bancorp was 83.30. The lowest was -33.36. And the median was 17.00.

PVBC's EV-to-FCF is ranked better than
51.15% of 1126 companies
in the Banks industry
Industry Median: 5.51 vs PVBC: 5.14

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-04-23), Provident Bancorp's stock price is $8.08. Provident Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $0.670. Therefore, Provident Bancorp's PE Ratio for today is 12.06.


Provident Bancorp EV-to-FCF Historical Data

The historical data trend for Provident Bancorp's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Provident Bancorp Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.79 9.42 8.24 8.28 12.77

Provident Bancorp Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.28 -3.12 -3.51 -28.89 12.77

Competitive Comparison

For the Banks - Regional subindustry, Provident Bancorp's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Provident Bancorp EV-to-FCF Distribution

For the Banks industry and Financial Services sector, Provident Bancorp's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Provident Bancorp's EV-to-FCF falls into.



Provident Bancorp EV-to-FCF Calculation

Provident Bancorp's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=31.747/5.213
=6.09

Provident Bancorp's current Enterprise Value is $31.75 Mil.
Provident Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $5.21 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Provident Bancorp  (NAS:PVBC) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

Provident Bancorp's PE Ratio for today is calculated as:

PE Ratio=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=8.08/0.670
=12.06

Provident Bancorp's share price for today is $8.08.
Provident Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.670.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Provident Bancorp EV-to-FCF Related Terms

Thank you for viewing the detailed overview of Provident Bancorp's EV-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Provident Bancorp (Provident Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
5 Market Street, Amesbury, MA, USA, 01913
Provident Bancorp Inc provides a range of banking products and services to small and medium-sized commercial customers. It attracts deposits from the general public and uses those funds to originate loans, commercial real estate, construction and land, and commercial business loans, and to invest in securities. The company lending activities include providing commercial real estate loans, multi-family residential real estate loans, commercial business loans, construction and land development loans, one-to four-family residential loans, home equity loans & lines of credit, and consumer loans.
Executives
Joseph Stilwell 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Investments, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Activist Fund, L.p. 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Value Llc 10 percent owner 111 BROADWAY, 12TH FLOOR, NEW YORK NY 10006
Stilwell Partners L P 10 percent owner 111 BROADWAY, 12TH FL., NEW YORK NY 10006
Kathleen Chase Curran director 5 MARKET STREET, AMESBURY MA 01913
Carol L Houle officer: Co-President, Co-CEO and CFO 5 MARKET STREET, AMESBURY MA 01913
Barbara Piette director 5 MARKET STREET, AMESBURY MA 01913
Laurie H Knapp director 5 MARKET STREET, AMESBURY MA 01913
Joseph Mancini officer: Chief Operating Officer 5 MARKET STREET, AMESBURY MA 01913
Mohammad Shaikh director 5 MARKET STREET, AMESBURY MA 01913
Cousins Frank G Jr director 5 MARKET STREET, AMESBURY MA 01913
James A Deleo director 5 MARKET STREET, AMESBURY MA 01913
Jay E Gould director 5 MARKET STREET, AMESBURY MA 01913
Lisa Destefano director 5 MARKET STREET, AMESBURY MA 01913