OppFi (OPFI) EV-to-EBITDA

: 3.69 (As of Today)

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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, OppFi's enterprise value is $373.8 Mil. OppFi's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 was $101.4 Mil. Therefore, OppFi's EV-to-EBITDA for today is 3.69.

The historical rank and industry rank for OppFi's EV-to-EBITDA or its related term are showing as below:

OPFI' s EV-to-EBITDA Range Over the Past 10 Years
Min: 0.78 Med: 7.19 Max: 13.62
Current: 3.69

During the past 5 years, the highest EV-to-EBITDA of OppFi was 13.62. The lowest was 0.78. And the median was 7.19.

OPFI's EV-to-EBITDA is ranked better than
88.82% of 313 companies
in the Credit Services industry
Industry Median: 19.64 vs OPFI: 3.69

EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.

As of today (2024-04-19), OppFi's stock price is $2.88. OppFi's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 was $-0.060. Therefore, OppFi's PE Ratio for today is At Loss.

The "classic" EV-to-EBITDA is much better in capturing debt and net cash than the PE Ratio.

OppFi EV-to-EBITDA Historical Data

The historical data trend for OppFi's EV-to-EBITDA can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

OppFi Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

EV-to-EBITDA

4.01

10.37

5.90

OppFi Quarterly Data
	Dec19	Sep20	Dec20	Mar21	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23
EV-to-EBITDA											10.37	8.55	7.29	6.11	5.90

Competitive Comparison

For the Credit Services subindustry, OppFi's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

OppFi EV-to-EBITDA Distribution

For the Credit Services industry and Financial Services sector, OppFi's EV-to-EBITDA distribution charts can be found below:

* The bar in red indicates where OppFi's EV-to-EBITDA falls into.

OppFi EV-to-EBITDA Calculation

OppFi's EV-to-EBITDA for today is calculated as:

EV-to-EBITDA	=	Enterprise Value (Today)	/	EBITDA (TTM)
	=	373.776	/	101.367
	=	3.69

OppFi's current Enterprise Value is $373.8 Mil.
OppFi's EBITDA for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $101.4 Mil.

OppFi (NYSE:OPFI) EV-to-EBITDA Explanation

OppFi's PE Ratio for today is calculated as:

PE Ratio	=	Share Price (Today)	/	Earnings per Share (Diluted) (TTM)
	=	2.88	/	-0.060
	=	At Loss

OppFi's share price for today is $2.88.
OppFi's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $-0.060.

Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio.

Please read Which price ratio outperforms the enterprise multiple?

OppFi EV-to-EBITDA Related Terms

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OppFi (OPFI) Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » OppFi Inc (NYSE:OPFI) » Definitions » EV-to-EBITDA

Comparable Companies

Traded in Other Exchanges

N/A

Address

130 East Randolph Street, Suite 3400, Chicago, IL, USA, 60601

Website

https://www.oppfi.com

OppFi Inc is a financial technology platform that powers banks to help the everyday consumer gain access to credit with digital specialty finance products.

Executives

Christopher J. Mckay	officer: Chief Risk & Analytics Officer	130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Pamela D. Johnson	officer: Chief Accounting Officer	130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601
Jocelyn Moore	director	222 BERKELEY STREET, FLOOR 5, BOSTON MA 02116
Todd G. Schwartz	director, 10 percent owner	105 S. MAPLE STREET, ITASCA IL 60143
Theodore G Schwartz	director, 10 percent owner	C/O APAC CUSTOMER SERVICES, INC., SIX PARKWAY NORTH, DEERFIELD IL 60015
David Vennettilli	director	105 S. MAPLE STREET, ITASCA IL 60143
Blackstone Aqua Master Sub-fund, A Sub-fund Of Blackstone Global Master Fund Icav	10 percent owner	345 PARK AVENUE, 29TH FLOOR, NEW YORK NY 10154
Blackstone Inc.	10 percent owner	345 PARK AVENUE, NEW YORK NY 10154
Blackstone Alternative Solutions L.l.c.	10 percent owner	C/O BLACKSTONE INC., 345 PARK AVE., NEW YORK NY 10154
Stephen A Schwarzman	10 percent owner	C/O BLACKSTONE INC., 345 PARK AVE, NEW YORK NY 10154
Blackstone Group Management L.l.c.	10 percent owner	C/O BLACKSTONE INC., 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Holdings I/ii Gp L.l.c.	10 percent owner	C/O BLACKSTONE INC., 345 PARK AVENUE, NEW YORK NY 10154
Blackstone Holdings I L.p.	10 percent owner	C/O THE BLACKSTONE GROUP, 345 PARK AVENUE, NEW YORK NY 10154
Christina M Favilla	director	400 RELLA BOULEVARD, MONTEBELLO NY 10901
Neville Crawley	officer: President	130 E. RANDOLPH STREET, SUITE 3300, CHICAGO IL 60601