Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Bread Financial Holdings's Total Stockholders Equity for the quarter that ended in Dec. 2023 was $2,918 Mil. Bread Financial Holdings's Total Assets for the quarter that ended in Dec. 2023 was $23,141 Mil.
Therefore, Bread Financial Holdings's Equity to Asset Ratio for the quarter that ended in Dec. 2023 was 0.13.
The historical rank and industry rank for Bread Financial Holdings's Equity-to-Asset or its related term are showing as below:
BFH'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.06 Med: 0.08 Max: 0.13
Current: 0.13
During the past 13 years, the highest Equity to Asset Ratio of Bread Financial Holdings was 0.13. The lowest was 0.06. And the median was 0.08.
BFH's Equity-to-Asset is ranked worse than 81.48% of 540
companies
in the Credit Services industry
Industry Median: 0.365
vs BFH: 0.13
Bread Financial Holdings Equity-to-Asset Historical Data
The historical data trend for Bread Financial Holdings's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Bread Financial Holdings's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bread Financial Holdings Equity-to-Asset Distribution
For the Credit Services industry and Financial Services sector, Bread Financial Holdings's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bread Financial Holdings's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Bread Financial Holdings's Equity to Asset Ratio for the fiscal year that ended in Dec. 2023 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bread Financial Holdings Equity-to-Asset Related Terms
Thank you for viewing the detailed overview of Bread Financial Holdings's Equity-to-Asset provided by GuruFocus.com. Please click on the following links to see related term pages.
Bread Financial Holdings (Bread Financial Holdings) Business Description
Formed by a combination of JCPenney's credit card processing unit and The Limited's credit card bank business, Bread Financial is a provider of private label and co-branded credit cards, loyalty programs, and marketing services. The company's most financially significant unit is its credit card business that partners with retailers to jointly market Bread's credit cards to their customers. The company also retains minority interest in its recently spun-off LoyaltyOne division, which operates the largest airline miles loyalty program in Canada and offers marketing services to grocery chains in Europe and Asia.
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