UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business, and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company's investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	2.17
Equity-to-Asset	0.37
Debt-to-Equity	0.12
Debt-to-EBITDA	7.08
Interest Coverage	67.38
Piotroski F-Score	2/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-1.24	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-1.7
	3-Year EBITDA Growth Rate	-13.7
	3-Year EPS without NRI Growth Rate	-1.6
	3-Year FCF Growth Rate	9.1
	3-Year Book Growth Rate	5.8

Momentum Rank

10/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	13.95
	9-Day RSI	26.36
	14-Day RSI	33.71
	6-1 Month Momentum %	3.3
	12-1 Month Momentum %	19

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	0.1
	Shareholder Yield %	-7.48

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	7.67
	FCF Margin %	-38.34
	ROE %	1.26
	ROA %	0.46
	ROIC %	0.55
	Years of Profitability over Past 10-Year	10

GF Value Rank

1/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	47.7
	PE Ratio without NRI	47.7
	Shiller PE Ratio	9.5
	PS Ratio	3.73
	PB Ratio	0.59
	Price-to-Tangible-Book	0.59
	EV-to-EBIT	37.32
	EV-to-EBITDA	27.18
	EV-to-Revenue	2.86
	EV-to-FCF	-7.45
	Price-to-Projected-FCF	2.38
	Price-to-Median-PS-Value	1.74
	Price-to-Graham-Number	1.12
	Earnings Yield (Greenblatt) %	2.68
	FCF Yield %	-10.29
	Forward Rate of Return (Yacktman) %	-20.78

Financials (Next Earnings Date:2024-05-10 Est.)

Annual Quarterly TTM

UTGN's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

UTG Inc Operating Data

Annual Quarterly

UTGN's Complete Operating Data

No operating data available for UTG Inc.

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with OTCPK:UTGN

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

UTG Inc Executives

Details

GF Value: $15.75

UTGN

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 3 Severe warning signs with UTGN. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	25.523
	EPS (TTM) ($)	0.63
	Beta	0.26
	Volatility %	21.37
	14-Day RSI	33.71
	14-Day ATR ($)	0.100295
	20-Day SMA ($)	30.4606
	12-1 Month Momentum %	19
	52-Week Range ($)	26 - 34
	Shares Outstanding (Mil)	3.16

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	2
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

UTG Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

UTG Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

UTG Inc Frequently Asked Questions

What is UTG Inc(UTGN)'s stock price today?

The current price of UTGN is $30.05. The 52 week high of UTGN is $34.00 and 52 week low is $26.00.

When is next earnings date of UTG Inc(UTGN)?

The next earnings date of UTG Inc(UTGN) is 2024-05-10 Est..

Does UTG Inc(UTGN) pay dividends? If so, how much?

UTG Inc(UTGN) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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