Business Description
United Community Banks Inc
NAICS : 522110
SIC : 6022
ISIN : US90984P3038
Share Class Description:
UCBI: Ordinary SharesDescription
United Community Banks Inc is a bank holding company that operates through its wholly-owned subsidiary, Union Community Bank. The bank has scores of offices throughout portions of Georgia, Tennessee, and the Carolinas. It has traditionally grown through the organic growth of existing offices and de novo locations, complemented by selective acquisitions. United conducts substantially all of its operations through a community-focused operating model of separate community banks. The community banks offer a full range of retail and corporate banking services, including checking, savings, and time deposit accounts, as well as secured and unsecured loans, wire transfers, brokerage services, and other financial services. The bank's loan portfolio is well-diversified but predominantly commercial.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.09 | |||||
| Equity-to-Asset | 0.12 | |||||
| Debt-to-Equity | 0.1 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.05 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | -1.2 | |||||
| 3-Year EPS without NRI Growth Rate | 2.1 | |||||
| 3-Year FCF Growth Rate | 3.8 | |||||
| 3-Year Book Growth Rate | 6.5 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 81.98 | |||||
| 9-Day RSI | 67.92 | |||||
| 14-Day RSI | 60.02 | |||||
| 6-1 Month Momentum % | 11.31 | |||||
| 12-1 Month Momentum % | -4.98 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.48 | |||||
| Dividend Payout Ratio | 0.44 | |||||
| 3-Year Dividend Growth Rate | 8.5 | |||||
| Forward Dividend Yield % | 3.48 | |||||
| 5-Year Yield-on-Cost % | 5.4 | |||||
| 3-Year Average Share Buyback Ratio | -11.1 | |||||
| Shareholder Yield % | 8.6 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 21.51 | |||||
| FCF Margin % | 25.4 | |||||
| ROE % | 6.12 | |||||
| ROA % | 0.72 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 16.99 | |||||
| Forward PE Ratio | 12.1 | |||||
| PE Ratio without NRI | 12.48 | |||||
| Shiller PE Ratio | 12.6 | |||||
| Price-to-Owner-Earnings | 26.15 | |||||
| PEG Ratio | 1.73 | |||||
| PS Ratio | 3.56 | |||||
| PB Ratio | 0.99 | |||||
| Price-to-Tangible-Book | 1.44 | |||||
| Price-to-Free-Cash-Flow | 13.93 | |||||
| Price-to-Operating-Cash-Flow | 10.47 | |||||
| EV-to-Revenue | 2.92 | |||||
| EV-to-Forward-Revenue | 3.69 | |||||
| EV-to-FCF | 11.41 | |||||
| Price-to-Projected-FCF | 0.58 | |||||
| Price-to-DCF (Earnings Based) | 1.08 | |||||
| Price-to-DCF (FCF Based) | 1.21 | |||||
| Price-to-Median-PS-Value | 0.86 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.77 | |||||
| Price-to-Graham-Number | 0.89 | |||||
| FCF Yield % | 7.06 | |||||
| Forward Rate of Return (Yacktman) % | 18.04 |
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
United Community Banks Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 871.949 | ||
| EPS (TTM) ($) | 1.55 | ||
| Beta | 0.74 | ||
| Volatility % | 39.8 | ||
| 14-Day RSI | 60.02 | ||
| 14-Day ATR ($) | 0.703833 | ||
| 20-Day SMA ($) | 25.3325 | ||
| 12-1 Month Momentum % | -4.98 | ||
| 52-Week Range ($) | 20.37 - 30.75 | ||
| Shares Outstanding (Mil) | 119.14 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Community Banks Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Community Banks Inc Stock Events
| Event | Date | Price($) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Community Banks Inc Frequently Asked Questions
What is United Community Banks Inc(UCBI)'s stock price today?
The current price of UCBI is $26.33. The 52 week high of UCBI is $30.75 and 52 week low is $20.37.
When is next earnings date of United Community Banks Inc(UCBI)?
The next earnings date of United Community Banks Inc(UCBI) is 2024-07-18 Est..
Does United Community Banks Inc(UCBI) pay dividends? If so, how much?
The Dividend Yield %  of United Community Banks Inc(UCBI) is 3.48% (As of Today), Highest Dividend Payout Ratio of United Community Banks Inc(UCBI) was 0.44. The lowest was 0.1. And the median was 0.26. The  Forward Dividend Yield % of United Community Banks Inc(UCBI) is 3.48%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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