PRA Group Inc is a leader in acquiring and collecting nonperforming loans. The company returns capital to banks and other creditors to help expand financial services for consumers in the Americas, Europe, and Australia. It is also engaged in providing fee-based services on class action claims recoveries in the United States. The company's portfolio segments include; Core, which is engaged in purchasing and collecting nonperforming loans, which the originators have not chosen not to pursue, and the Insolvency segment which is engaged in purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding.

Financial Strength

3/10

Name	Current	Vs Industry
Cash-To-Debt	0.04
Equity-to-Asset	0.26
Debt-to-Equity	2.54
Debt-to-EBITDA	282.66
Interest Coverage	0.11
Piotroski F-Score	1/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.35	Distress Grey Safe
Beneish M-Score	-2.33	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-3.6
	3-Year EBITDA Growth Rate	-62.1
	3-Year Book Growth Rate	0.3
	Future 3-5Y Total Revenue Growth Rate	-1.6

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	17.52
	9-Day RSI	27.48
	14-Day RSI	35.22
	6-1 Month Momentum %	26.96
	12-1 Month Momentum %	-40.95

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	2.22
	Quick Ratio	2.22
	Cash Ratio	0.07
	Days Sales Outstanding	1532.82
	Days Payable	5.66

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	4.9
	Shareholder Yield %	-41.7

Profitability Rank

6/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	51.02
	Operating Margin %	0.98
	Net Margin %	-10.24
	FCF Margin %	-12.31
	ROE %	-7.15
	ROA %	-1.91
	ROIC %	0.16
	ROC (Joel Greenblatt) %	-0.24
	ROCE %	-0.28
	Years of Profitability over Past 10-Year	9

GF Value Rank

10/10

	Name	Current	Vs Industry		Vs History
	Shiller PE Ratio	7.87
	PS Ratio	1.11
	PB Ratio	0.77
	Price-to-Tangible-Book	1.22
	EV-to-EBIT	-462.22
	EV-to-EBITDA	358.17
	EV-to-Revenue	4.61
	EV-to-Forward-Revenue	4.14
	EV-to-FCF	-37.4
	Price-to-Projected-FCF	0.66
	Price-to-Median-PS-Value	0.64
	Price-to-Net-Current-Asset-Value	2.05
	Earnings Yield (Greenblatt) %	-0.22
	FCF Yield %	-11.18
	Forward Rate of Return (Yacktman) %	-24.09

Financials (Next Earnings Date:2024-05-06)

Annual Quarterly TTM

PRAA's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:PRAA

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

PRA Group Inc Executives

Details

GF Value: $34.66

PRAA

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 8 Severe warning signs with PRAA. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	815.497
	EPS (TTM) ($)	-2.13
	Beta	1.67
	Volatility %	99.75
	14-Day RSI	35.22
	14-Day ATR ($)	1.007334
	20-Day SMA ($)	25.244
	12-1 Month Momentum %	-40.95
	52-Week Range ($)	11.85 - 38.88
	Shares Outstanding (Mil)	39.25

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	1
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

PRA Group Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

PRA Group Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

PRA Group Inc Frequently Asked Questions

What is PRA Group Inc(PRAA)'s stock price today?

The current price of PRAA is $22.90. The 52 week high of PRAA is $38.88 and 52 week low is $11.85.

When is next earnings date of PRA Group Inc(PRAA)?

The next earnings date of PRA Group Inc(PRAA) is 2024-05-06.

Does PRA Group Inc(PRAA) pay dividends? If so, how much?

PRA Group Inc(PRAA) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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