Business Description
National Bankshares Inc
NAICS : 522110
SIC : 6021
ISIN : US6348651091
Description
National Bankshares Inc is a bank holding company. It focuses on lending to small and mid-sized businesses and individuals. The types of loans it offers include commercial and agricultural, commercial real estate, construction for commercial and residential properties, residential real estate, home equity, and various consumer loan products. It also operates an insurance and brokerage subsidiary, National Bankshares Financial Services, Inc. The company earns its revenues from interest and fees on loans, non-interest income, and investments.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | No Debt | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -6.54 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 3.6 | |||||
| 3-Year EPS without NRI Growth Rate | 2.4 | |||||
| 3-Year FCF Growth Rate | 8.9 | |||||
| 3-Year Book Growth Rate | -8.6 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 25.46 | |||||
| 9-Day RSI | 27.7 | |||||
| 14-Day RSI | 32.33 | |||||
| 6-1 Month Momentum % | 44.95 | |||||
| 12-1 Month Momentum % | 3.37 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.28 | |||||
| Dividend Payout Ratio | 0.57 | |||||
| 3-Year Dividend Growth Rate | 2.8 | |||||
| Forward Dividend Yield % | 5.45 | |||||
| 5-Year Yield-on-Cost % | 6.42 | |||||
| 3-Year Average Share Buyback Ratio | 2.9 | |||||
| Shareholder Yield % | 5.42 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 33.64 | |||||
| FCF Margin % | 30.08 | |||||
| ROE % | 12.28 | |||||
| ROA % | 0.96 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.78 | |||||
| Forward PE Ratio | 14.72 | |||||
| PE Ratio without NRI | 10.78 | |||||
| Shiller PE Ratio | 9.22 | |||||
| Price-to-Owner-Earnings | 14.15 | |||||
| PS Ratio | 3.61 | |||||
| PB Ratio | 1.2 | |||||
| Price-to-Tangible-Book | 1.23 | |||||
| Price-to-Free-Cash-Flow | 12.04 | |||||
| Price-to-Operating-Cash-Flow | 10.87 | |||||
| EV-to-Revenue | 1.77 | |||||
| EV-to-FCF | 5.48 | |||||
| Price-to-Projected-FCF | 0.58 | |||||
| Price-to-Median-PS-Value | 0.72 | |||||
| Price-to-Graham-Number | 0.76 | |||||
| FCF Yield % | 8.3 | |||||
| Forward Rate of Return (Yacktman) % | 4.03 |
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