Huize Holding Ltd is an independent online insurance product and service platform in China. The company distributes on its platform insurance products underwritten by the insurance companies who cooperate with the company, who the company refers to as its insurer partners, and helps them reach a large number of insurance clients. The company's platform offers digitalized insurance purchase experience and services through various internet and mobile internet channels. The company primarily generates revenues from the insurance brokerage fees paid by its insurer partners.

Financial Strength

7/10

Name	Current	Vs Industry
Cash-To-Debt	1.59
Equity-to-Asset	0.42
Debt-to-Equity	0.44
Debt-to-EBITDA	3.32
Interest Coverage	50.88
Piotroski F-Score	4/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	1.39	Distress Grey Safe
Beneish M-Score	-2.94	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

3/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	5.6
	3-Year EBITDA Growth Rate	-25.4

Momentum Rank

1/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	69.42
	9-Day RSI	55.24
	14-Day RSI	50.38
	6-1 Month Momentum %	-30.37
	12-1 Month Momentum %	-42.69

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.56
	Quick Ratio	1.56
	Cash Ratio	0.68
	Days Sales Outstanding	78.88
	Days Payable	127.19

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	0.1
	Shareholder Yield %	128.96

Profitability Rank

4/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	36.42
	Operating Margin %	3.4
	Net Margin %	4.95
	FCF Margin %	-8.5
	ROE %	16.82
	ROA %	5.59
	ROIC %	9.47
	ROC (Joel Greenblatt) %	26.83
	ROCE %	9.39
	Years of Profitability over Past 10-Year	2

GF Value Rank

8/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	3.68
	PE Ratio without NRI	3.53
	PS Ratio	0.16
	PB Ratio	0.58
	Price-to-Tangible-Book	0.68
	EV-to-EBIT	2.72
	EV-to-EBITDA	2.72
	EV-to-Revenue	0.11
	EV-to-FCF	-1.22
	Price-to-Graham-Number	0.33
	Price-to-Net-Current-Asset-Value	3.13
	Earnings Yield (Greenblatt) %	36.76
	FCF Yield %	-45.7

GF Value: $1.11

HUIZ

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