Encore Capital Group Inc is an international specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchase portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as the consumer repay their obligations and work toward financial recovery. Encore has only a reportable segment being portfolio purchasing and recovery.

Financial Strength

3/10

Name	Current	Vs Industry
Cash-To-Debt	0.05
Equity-to-Asset	0.2
Debt-to-Equity	3.54
Debt-to-EBITDA	69.59
Interest Coverage	1.47
Piotroski F-Score	3/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	0.63	Distress Grey Safe
Beneish M-Score	-2.98	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	2.9
	3-Year EBITDA Growth Rate	-50.8
	3-Year FCF Growth Rate	-21.3
	3-Year Book Growth Rate	0.8

Momentum Rank

7/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	59.3
	9-Day RSI	49.34
	14-Day RSI	45.32
	6-1 Month Momentum %	13.71
	12-1 Month Momentum %	-10.62

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	0.3
	Quick Ratio	0.3
	Cash Ratio	0.23

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	9.1
	Shareholder Yield %	-34.56

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	46.72
	Operating Margin %	22.37
	Net Margin %	-16.89
	FCF Margin %	8.28
	ROE %	-18.01
	ROA %	-4.4
	ROIC %	5.81
	ROC (Joel Greenblatt) %	3.35
	ROCE %	0.17
	Years of Profitability over Past 10-Year	9

GF Value Rank

9/10

	Name	Current	Vs Industry		Vs History
	Forward PE Ratio	6.7
	Shiller PE Ratio	9.56
	PS Ratio	0.86
	PB Ratio	1.08
	Price-to-Tangible-Book	3.07
	Price-to-Free-Cash-Flow	10.42
	Price-to-Operating-Cash-Flow	6.85
	EV-to-EBIT	702.22
	EV-to-Forward-EBIT	9.36
	EV-to-EBITDA	87.53
	EV-to-Revenue	3.41
	EV-to-Forward-Revenue	2.93
	EV-to-FCF	41.2
	Price-to-Projected-FCF	0.41
	Price-to-Median-PS-Value	0.94
	Earnings Yield (Greenblatt) %	0.14
	FCF Yield %	9.99
	Forward Rate of Return (Yacktman) %	4.71

Financials (Next Earnings Date:2024-05-08)

Annual Quarterly TTM

ECPG's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

See Details

Insider Trades

See Details

Gurus Latest Trades with NAS:ECPG

No Available Data

Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Encore Capital Group Inc Executives

Details

GF Value: $52.09

ECPG

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 6 Severe warning signs with ECPG. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil $)	1,222.68
	EPS (TTM) ($)	-8.82
	Beta	1.36
	Volatility %	43.22
	14-Day RSI	45.32
	14-Day ATR ($)	1.437347
	20-Day SMA ($)	43.2595
	12-1 Month Momentum %	-10.62
	52-Week Range ($)	34.74 - 54.73
	Shares Outstanding (Mil)	23.55

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	3
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Encore Capital Group Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Encore Capital Group Inc Stock Events

Financials Calendars

	Event	Date	Price($)
No Event Data

Encore Capital Group Inc Frequently Asked Questions

What is Encore Capital Group Inc(ECPG)'s stock price today?

The current price of ECPG is $43.05. The 52 week high of ECPG is $54.73 and 52 week low is $34.74.

When is next earnings date of Encore Capital Group Inc(ECPG)?

The next earnings date of Encore Capital Group Inc(ECPG) is 2024-05-08.

Does Encore Capital Group Inc(ECPG) pay dividends? If so, how much?

Encore Capital Group Inc(ECPG) does not pay dividend.

Press Release

	Subject	Date
No Press Release

Headlines

No news.

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