Humana is one of the largest private health insurers in the U.S. with a focus on administering Medicare Advantage plans. The firm has built a niche specializing in government-sponsored programs, with nearly all its medical membership stemming from individual and group Medicare Advantage, Medicaid, and the military's Tricare program. The firm is also a leader in stand-alone prescription drug plans for seniors enrolled in traditional fee-for-service Medicare. Beyond medical insurance, the company provides other healthcare services, including primary-care services, at-home services, and pharmacy benefit management.

Financial Strength

6/10

Name	Current	Vs Industry
Cash-To-Debt	0.39
Equity-to-Asset	0.35
Debt-to-Equity	0.74
Debt-to-EBITDA	2.51
Interest Coverage	7.86
Piotroski F-Score	5/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.47	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

8/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	13.8
	3-Year EBITDA Growth Rate	-2.3
	3-Year EPS without NRI Growth Rate	1
	3-Year FCF Growth Rate	-12
	3-Year Book Growth Rate	7.7
	Future 3-5Y EPS without NRI Growth Rate	2.23
	Future 3-5Y Total Revenue Growth Rate	4.9

Momentum Rank

3/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	89.83
	9-Day RSI	70.17
	14-Day RSI	56.65
	6-1 Month Momentum %	-37.59
	12-1 Month Momentum %	-34.06

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	1.09
	Dividend Payout Ratio	0.14
	3-Year Dividend Growth Rate	12.3
	Forward Dividend Yield %	1.08
	5-Year Yield-on-Cost %	1.95
	3-Year Average Share Buyback Ratio	1.7
	Shareholder Yield %	5.44

Profitability Rank

7/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	2.34
	FCF Margin %	3.17
	ROE %	15.19
	ROA %	4.84
	ROIC %	11.78
	Years of Profitability over Past 10-Year	10

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	16.41
	Forward PE Ratio	20.33
	PE Ratio without NRI	12.91
	Shiller PE Ratio	17.68
	Price-to-Owner-Earnings	15.71
	PEG Ratio	1.22
	PS Ratio	0.38
	PB Ratio	2.44
	Price-to-Tangible-Book	7.92
	Price-to-Free-Cash-Flow	14.32
	Price-to-Operating-Cash-Flow	10.56
	EV-to-EBIT	12.11
	EV-to-Forward-EBIT	15.95
	EV-to-EBITDA	9.8
	EV-to-Forward-EBITDA	12.56
	EV-to-Revenue	0.44
	EV-to-Forward-Revenue	0.42
	EV-to-FCF	15.63
	Price-to-Projected-FCF	0.88
	Price-to-DCF (Earnings Based)	0.49
	Price-to-DCF (FCF Based)	0.48
	Price-to-Median-PS-Value	0.58
	Price-to-Peter-Lynch-Fair-Value	1.34
	Price-to-Graham-Number	2.13
	Earnings Yield (Greenblatt) %	8.26
	FCF Yield %	7.51
	Forward Rate of Return (Yacktman) %	16.78

GF Value: MXN9976.81

MEX:HUM

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