Q3 2020 BB Seguridade Participacoes SA Earnings Call Transcript

Nov 03, 2020 / 02:00PM GMT
Operator

Good morning, everyone, and thank you for waiting. Welcome to BB Seguridade's Third Quarter 2020 Earnings Conference Call. This event is being recorded. (Operator Instructions) The presentation is available in the financial information presentation section of the BB Seguridade's IR website at www.bbseguridaderi.com.br/en.

Before proceeding, we would like to clarify that forward-looking statements that may be made during this conference call regarding expectations, growth, estimates, projections and future strategies of BB Seguridade are based on management's current expectations and do not guarantee future performance since these projections involve risks and uncertainties that could extrapolate the management of control. For more information on the statements of the company, please check on the MD&A.

With us in are Mr. Marcio Hamilton, BB Seguridade's, CEO; and Mr. Rafael Sperendio, Head of Finance and IR. We would now like to hand the floor to Mr. Marcio Hamilton, who will begin. Please, Mr. Marcio, you

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