Nov 09, 2021 / 04:20PM GMT
Mihir Bhatia - BofA Securities, Research Division - Research Analyst
Good morning, everyone, and welcome to the Bank of America Banking and Financials Conference. I'm Mihir Bhatia. I'm a research analyst here at Bank of America. I cover consumer finance companies primarily. It's my pleasure this morning to welcome Brian from Synchrony Financial, which a lot of you obviously are familiar with and have met.
So what we'll do is I'll start off asking a few questions. During the time, there is a drop -- there's a box, I believe, on your screens where you can ask questions that you may have, and then we can take it from that.
Great. So Brian, welcome to the conference.
Questions and Answers:
Mihir Bhatia - BofA Securities, Research Division - Research AnalystAnd why don't I just dive right in. To start, one of your -- 2 of your big partners, PayPal and Amazon, announced -- had an announcement yesterday. And we've had a few questions on this, so I thought I'd just get started, get it out of the way right up front.
Any implications